The Heart of the Matter

At times I feel torn between playing cupid (helping you find a house to fall in love with) and your accountant (finding a house that you can afford). Buying a home is both a matter of the heart and the pocketbook. One really does not outweigh the other. As your real estate agent, I'll help you find a happy balance between the two.

First, you'll benefit from the wealth of experience I bring successfully negotiating and closing deals in the North West Florida real estate market. I'll help you find the house and the neighborhood that will meet your emotional and financial needs for today and tomorrow.

Next, I'll do everything I can to take the stress out of your home buying experience. There are hundreds of details that go into each real estate transaction, let me handle those for you. And let me help you find a lender, inspector, appraiser and all the other service providers that make for a smooth and worry-free transaction.

Whether you are a first-time buyer or a "real estate veteran", I'm ready and happy to answer all your questions about the Pensacola,Milton,Pace, rural North West Florida market and the home-buying experience. You'll get honest answers, just ask.




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



* MOL = More or Less

Southern Heritage Realty NWF, Inc. PO Box 1002 Pace, FL 32571
Phone: Toll Free Phone: Fax:

Why Title Insurance? | ResultsforYou | Why Choose Me | Staff Profiles | Contact Us | Curb Appeal List | Setting the Sales Price | Loan-Related Closing Costs | Free Home Valuation | Find A Home! | How Escrow Works | Escambia Private Schools | Santa Rosa Private Schools | Christian Institue | Episcopal Day School | UNIVERSITY WEST FL | ESCAMBIA PUBLIC SCHOOLS | SANTA ROSA PUBLIC SCHOOLS | PENSACOLA CHRISTIAN COLLEGE | Pensacola Christian Academy | Pensacola Catholic High School | St. Michael School | A Becka Academy | Aletheia Christian Academy | East Hill Christian School | Mortgage Consultants | TROY STATE UNIVERSITY | PENSACOLA JR. COLLEGE | SEARCH MLS | Closing Costs | Get Pre-qualified | Looking to Buy? | Tell a Friend | Real Estate Glossary | Our Homes | Looking to Sell? | Our Featured Homes | Home | Applying for a Loan | Loan Application Checklist | Mortgage Saving Tips | Your Downpayment | Your Buying Power | Loan Programs | Mortgage Shopping | Locking in Rates | Living Trusts | Preparing Your Home | Home Prep Checklist | Heart of the Matter | 9 Steps to Owning | Your Dream Home | 9 Steps to Ownership | How to Sell Your Home | Staging Your Home | Buying Foreclosures/REO's | Role of the MLS | Improvements That Pay | Fixer Uppers

Copyright © 2010 Southern Heritage Realty NWF, Inc.
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.